Each product review we publish, whether it be a short-term loan offer or financing for small businesses, is based on research and expert opinion. Our writers may sometimes receive compensation for their work but each review they produce will also provide a balanced perspective. Although this is our business, we understand that you want the best advice possible when it comes to loans. Because of that, you can rely on our writers to produce high-quality content based on facts rather than bias.
Your Opinion Matters
We aim to cover all aspects of the financial world but we’re also open to suggestions. If you feel as though our team has missed something or you want to have your say, we encourage you to speak up. In addition to the contact us section of the site, you can post comments below any article, guide, review or tips we publish.
Only by giving us your opinions can we ensure you get the best content possible and, moreover, the information you want. Naturally, we would ask that all comments and suggests are fair and non-abusive. Although we welcome negative feedback, we ask that it’s constructive and courteous rather than confrontational.
We Are Affiliated
In the world of online media and entertainment, affiliates provide a vital link between a product and the general public. Here at PayDaySam.com, we have affiliate relationships with loan providers and brokers listed on this site. As affiliates, we may receive compensation for generating custom for an affiliate. In simple terms, we’re a middleman that acts as a gateway between you and some of the best loan offers on the internet. You are under no obligation to use our links and we will never pressure you into paying for a service or product review.
However, in the interest of transparency, we do embed tracking links into certain articles. These secure links will take you directly to the affiliate in question. If you decide to use one of the services offered by said affiliate, we may receive some compensation for directing you to it. This practice is common online and one that’s tightly controlled. Indeed, the Federal Trade Commission issued new guidelines in 2009 and then again in 2013.
These guidelines not only insist on full disclosure of any affiliate relationships but ensure you’re not being forced into making transactions against your will. We follow these guidelines without question. That means our reviews, tips and guides are never skewed to serve an ulterior motive other than business. We always aim to present the facts, positive and negative. We want you to feel fully informed and capable of making a decision for yourself. Our job is to educate and, in turn, provide easy access to some of the top loan products online. We never oversell and we never pressure you into using our affiliate links.
As an affiliate we may receive compensation for any sign-ups we generate for our partners. This disclosure is intended to make you aware of these relationships and how it forms part of our business. As a consumer, you’re encouraged to take note of this disclosure and ensure you’re happy with any decisions you make based on the content provided. For further information on affiliates, compensation and our partners, you should carry out your own research in tandem with the information presented here.
All recommendations on this site are made in good faith. However, it should be understood that there may be, in some cases, a relationship between this website and the product/service being reviewed. Typically, the writer will have tested the product/service and made a judgement based on their experience. But it should also be assumed there was a material connection between this site and the product before the article was written.
Partiality, Fairness and Transparency
Our writers will always produce balanced reviews that reflect their experience testing a loan product or service. They always endeavor to provide an overview of the facts as well as offer some positive and negative critiques. However, it should be noted that, due to any affiliate relationships that may be in place, the starting point for any article is positive. Due to commercial relationships that may exist, the writer will always take a positive stance and work from there.
This doesn’t mean the information will be false. It simply means the material connections between this website and our partners creates a mutually beneficial dynamic in which compensation is generated through sign-ups. However, by providing this disclosure, we want you to understand this relationship and how it shapes our content. By knowing the way we work, you can make informed decisions.
Compensation for Content
When you use one of our affiliate links and make a purchase, we may receive compensation from our partner. Because we generate business for our partners, they generate business for us. Importantly, you are under no obligation to use our affiliate links. Moreover, you aren’t under any obligation to make a purchase when you use our links. This website is free to use and for the purposes of highlighting some of the best loan products online.
Compensation Disclosure Statement
This statement of Compensation Disclosure is intended to provide a clear insight into the nature of our business. Our reviews are always fair but they are not 100% unbiased due to the nature of our relationships with product and service providers listed on this site.